FIRST FEDERAL SAVINGS & LOAN
ASSOCIATION OF CENTRAL ILLINOIS S.B.
Shelbyville | Windsor | Charleston
Deposit Rates
Updated September 20, 2016

Rates are subject to change at any time. Please contact one of our branches to confirm these rates.

Depsit Type Interest Rate APY (1) Minimum Deposit
60 Month CD / IRA (2) 1.80% 1.82% CD:$1,000, IRA:$100
48 Month CD / IRA (2) 1.60% 1.61% CD:$1,000, IRA:$100
36 Month CD / IRA (2) 1.10% 1.11% CD:$1,000, IRA:$100
30 Month CD / IRA (2) 1.00% 1.01% CD:$1,000, IRA:$100
24 Month CD / IRA (2) 0.90% 0.90% CD:$1,000, IRA:$100
18 Month CD / IRA (2) 0.70% 0.70% CD:$1,000, IRA:$100
12 Month CD / IRA (2) 0.60% 0.60% CD:$1,000, IRA:$100
6 Month CD / IRA (3) 0.45% 0.45% CD:$1,000, IRA:$100
1st Fed Savings (4) 0.30% 0.30% $100.00
Christmas Club Savings (4) 0.30% 0.30% None
Health Savings (5) 0.30% 0.30% None
Money Market: (5) $1,000.00
    $0-$24,999.99 0.10% 0.10%
    $25,000-$99,999.99 0.15% 0.15%
    $100,000 + 0.20% 0.20%
Free Checking w/ Interest (5) 0.05% 0.05% $500.00

(1)APY is the actual Annual Percentage Yield if interest is left to accumulate on the account.
(2) On CDs with terms greater than 6 months, interest may be credited to the account quarterly, or get a quarterly check, a monthly check, or quarterly transfer, or monthly transfer. Interest on IRAs is automatically credited to the account.
(3) Interest on 6 month CDs can be credited to the account semi-annually, or get a monthly check, or a monthly transfer. Interest on 6 month IRAs is automatically credited to the account.
(4) Interest on 1st Fed Savings, Christmas Club Savings, and Health Savings is credited to the account quarterly.
(5) Interest on Money Market and Free Checking with Interest is credited to the account monthly.