Consumer Loans
If you’re buying a car or need some extra funds for personal expenses, we can help! We offer competitive rates and flexible terms on consumer loans.
Download Consumer Loan Application
Mortgages
First Federal is both a portfolio and secondary market lender offering fixed and adjustable rate real estate loans. All loans are serviced by First Federal with payments accepted at all of our branches. We offer some of the best mortgage loans in the area with very reasonable closing costs for all types of real estate financing.
Adjustable Rate Mortgages
Fixed Rate Home Loans
Rural Development Loans
Construction Loans
Home Equity Lines of Credit
Second Mortgages
Download Mortgage Application
Interested in applying for a loan?
Contact Amanda Koonce in Shelbyville at (217) 774-3322 or Hailee Williams in Charleston at (217) 348-8105.
All First Fed loan originators are registered in full compliance with the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (the S.A.F.E. Act). This act is intended to improve the accountability and tracking of residential mortgage loan originators (MLOs), provide protection for consumers, reduce fraud, and provide consumers with information regarding MLOs.
| Loan Originator | Unique ID | First Federal Branch |
| Timothy Miller | 421419 | Shelbyville & Windsor |
| Amanda Koonce | 2412730 | Shelbyville & Windsor |
| Jennifer Sue Wade | 480268 | Shelbyville & Windsor |
| Melissa Kuo | 896767 | Charleston |
| Hailee Williams | 1798944 | Charleston |